Are You Optimizing Your 401k?

Getting professional assistance with your 401(k) plan can make a big difference.

Since you are not investing expert, managing your retirement account can be a daunting task.  Without professional guidance, you will tend to make your decisions based on emotions and missing critical facts and information.

The 401(k) Optimizer from Regency Wealth Management & HCM is designed to empower you make more logical decisions based on more complete information. This information is simply not available to the average 401(k) investor, even though just a few bad investment decisions today could have a dramatic effect on your retirement. The good news is that you don’t have to make decisions about the best 401(k) plan for your lifestyle, or how to use 401(k) benefits without professional guidance and input.

The 401(k) Optimizer® was created to help you determine –

  •      Which specific funds to choose within your employer’s 401(k) plan
  •      How much to invest in each account
  •      When to rebalance your account
  •      What to do with your 401(k) investments when the markets rise or fall


The 401(k) Optimizer provides you with a personalized and detailed report about your investments.

You’ll receive specific recommendations based on your current goals, risk comfort level and your plans investment options. You’ll know which funds are best suited to the 401(k) benefits you’re looking for and how much to allocate into each fund.

You’ll receive quarterly updates and alerts if market conditions change.

With your busy day-to-day activities, it can be difficult to remember when one quarter ends and the next begins. Now you can relax knowing we’re keeping an eye on your 401(k) plan and benefits. When it’s time to reallocate your portfolio, we’ll email you an alert with detailed instructions on how to adjust your investments. You’ll make the adjustments yourself. If you have any questions about your 401(k)retirement plan – or other financial questions – we’re just a phone call or email away.

To subscribe, go to and select your company from the list.  Walk through the enrollment process and wait to receive your personalized report via email.  It’s that simple.

To receive a 10% discount on your subscription simply use the CODE: 401k4630